SACCO Management System

A system for member records, savings, loans and statements, built around how Kenyan SACCOs actually run their operations and reporting.

The problem this solves

Member savings and loan balances are reconciled manually between ledgers, which is slow and prone to error.
Loan eligibility and repayment schedules are calculated by hand, creating inconsistency between officers.
Members have no self-service way to check their balances or statements.

Central member profiles including savings, loan and contribution history.

Loan applications, eligibility checks, disbursement and repayment tracking.

Track regular and special contributions per member with clear statements.

Generate accurate statements members can trust and verify.

Automated SMS updates for deposits, repayments and reminders.

Reports structured to support SACCO regulatory requirements.

Tell us about your current process and we'll recommend a practical way forward — no pressure, no jargon.